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The real estate market is currently experiencing a period of unprecedented activity, with home seekers eagerly competing for a limited inventory of available properties. Construction new homes has struggled to keep up to this heightened desire , leading to increased prices and extended waiting times for prospective homeowners. Contributing eleme

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The global financial landscape remains uncertain, prompting intense conversation about strategies to mitigate future crises. Stricter lending practices, characterized by more rigorous scrutiny of borrowers and demanding loan conditions, have been put forward as a potential solution. Proponents argue that such measures can control excessive risk-